How to Get Out of Debt, Stay Out of Debt, and Live Prosperously: *(Based on the Proven Principles and Techniques of Debtors Anonymous)

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This is a spiritual book. It is about money and gives clear steps to get out of debt and stay out of debt, but it also offers a new perspective in life. The author shows the reader that in order to have a good relationship with money one has to look at life differently. In a time when "lack" seems to be flooding everybody's minds, this book inspires us to be and feel abundant, not in terms of amassing objects and fortune, but rather in a profound existential way. I truly recommend this book to anyone who is interested in enhancing their perspective on life and money.

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I know of one woman who paid $187,000 in debt in a little over 4 years reading this book and doing exactly what it says to do.

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1. Debt can cause depression.
2. Don't let debt distort your view of life. You can get out of debt. There is no debtors prison in the US.
3. Debt is temporary.
4. Stop increasing debt and start paying down debt. In time you will be free of your debt.
5. Getting out debt means getting back you life.
6. Negotiate with your creditors and the banks. Do run and hide, instead, go and talk with them.
7. This is not financial armeggedon for you. Your not under reckoning judgment. Start fixing your financial problems.

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This book is for anyone who is in a money crunch. The author gives original advice that will give hope and encouragement to people whose debt has gotten out of hand. It calms you down and points you in the right direction.

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For those of us who are going through all the angst, stress and personal recriminations of having gotten ourselves into WAYYYY too much debt, this book is like an old-fashioned tonic. It may taste a little bit bitter at first, but it will leave a sweet taste in your mouth long afterwards.

As a professional social worker and believer in 12-step programs, I know the power that sincere spiritual cleansing and sticking to hard but functional choices can have in our lives.

Sure it's hard to give up that addictive habit of slapping that piece of plastic on the counter whenever we want something we can't afford... but that is EXACTLY what the credit card companies have spent millions of dollars in advertising to get you hooked on doing.

This intelligent, uplifting book treats the use of credit like the emotional addiction that it really is. We ALL have to stop... "cold turkey" and learn to avoid using credit from this day forward.

I have just one difference of opinion with this author, and that is with feeling obligated to pay back the credit card debts.

I believe we were all deliberately tempted and coaxed into ever deepening debt by credit card companies that are every bit as greedy and unscrupulous as the cigarette companies that added extra nicotine to their products to more hopelessly addict their customers. I believe it is ALSO good Karma to stop feeding the debt dragons and make them go away.

Therefore, I also suggest reading:

Web of Debt: The Shocking Truth About Our Money System and How We Can Break Free

Brown's book will teach you why not feeling obligated to repay what was deliberately taken from you through manipulation and deception is better Karma than being a debt slave... and...

DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy

Guedel's book will show you exactly how defending yourself against credit card debt collection and starting over without using credit can be done SUCCESSFULLY.